A credit reporting body must give you access to your consumer credit report for free once every 12 months. If the amount of credit sought by the applicant is significantly higher than the amount indicated by the references then perhaps you might want to proceed with caution and the case might warrant further investigation.
Date of Birth . Thus, trade references help in analyzing the applicant. To source your Australian Credit History Check, CVCheck collects information from Dun & Bradstreet, a credit reporting body. This would indicate the duration of the relationship of the applicant with the reference that you are checking. Under the Privacy Act, 1988, it is prohibited for the information within a Credit History Check to be disclosed to any employer, insurer or landlord. The links below provide more information on complaints and reporting scams: We don't lend money, arrange loans or provide personal financial advice. When can you raise funds without a disclosure document? Information about applying for and maintaining your licence or professional registration. Check your credit report and score with Equifax. Small business resources in other languages, Professional standards for financial advisers, Appointing and ceasing an AFS authorised representative, Applying for and managing your credit licence, Varying or cancelling your credit licence, Tips for applying for auditor registration, Applying for auditor or authorised audit company registration, Your ongoing obligations as a registered company auditor, Changing your auditor registration details, Self-managed superannuation fund (SMSF) auditors, Updating your details and submitting requests to ASIC, Your ongoing obligations as an SMSF auditor, Applying for and managing your liquidator registration, Your ongoing obligations as a registered liquidator, Changing or cancelling your liquidator registration, Registered liquidator transactions on the ASIC Regulatory Portal, Licensed and exempt clearing and settlement facilities, COVID-19 information – Managed investment schemes, Competition in the funds management industry, Superannuation guidance, relief and legislative instruments, Insolvency for investors and shareholders, Director oversight of financials and audit, Corporate actions involving share capital, Changes to how you lodge fundraising and corporate finance documents. Find out if the reference provided is a primary or secondary supplier to the applicant. This online credit check may be used to assess credit applications for the individual, in the assessment of an Australian Financial Services Licence, or to issue or renew membership of a financial industry association. Equifax is a leading provider of credit information and analysis in Australia. Business Credit Express is part of Equifax, which boasts the largest database of Australian consumer and business information in Australia. Refer to these for more detailed information about how a specific calculator works. See my stolen passwords.