Ways to Dispute Experian Credit Report. Since errors can pop up when you least expect it, checking your credit report quarterly is the best way to protect yourself.

If the company's investigation reveals that the information is in error, it must not only correct the information but also notify all companies where it provided the information of the inaccuracy and supply the correct information. wikiHow is where trusted research and expert knowledge come together. A dispute service can help you dispute inaccurate, incomplete, outdated and unverifiable items with all three national credit bureaus. When evaluating offers, please review the financial institution’s Terms and Conditions.

There are 33 references cited in this article, which can be found at the bottom of the page. Research source. But if you find an error in any of your reports — for example, an incorrect account number or a payment mistakenly marked late — you need to deal with the bureau that issued it. Disputing Your Experian Credit Report Online, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/74\/Dispute-Your-Experian-Credit-Report-Step-1.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-1.jpg","bigUrl":"\/images\/thumb\/7\/74\/Dispute-Your-Experian-Credit-Report-Step-1.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, Disputing Your Experian Credit Report via U.S. Mail, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/cd\/Dispute-Your-Experian-Credit-Report-Step-8.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-8.jpg","bigUrl":"\/images\/thumb\/c\/cd\/Dispute-Your-Experian-Credit-Report-Step-8.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-8.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, Website with up-to-date information for consumers from the Federal Trade Commisson, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/Dispute-Your-Experian-Credit-Report-Step-9.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-9.jpg","bigUrl":"\/images\/thumb\/b\/ba\/Dispute-Your-Experian-Credit-Report-Step-9.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-9.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, Disputing the Information with the Source Company, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/9\/92\/Dispute-Your-Experian-Credit-Report-Step-14.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-14.jpg","bigUrl":"\/images\/thumb\/9\/92\/Dispute-Your-Experian-Credit-Report-Step-14.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-14.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, Filing a Dispute with the Consumer Financial Protection Bureau, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/47\/Dispute-Your-Experian-Credit-Report-Step-21.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-21.jpg","bigUrl":"\/images\/thumb\/4\/47\/Dispute-Your-Experian-Credit-Report-Step-21.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-21.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, U.S. government agency for protecting consumers in the financial sector, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/6\/6e\/Dispute-Your-Experian-Credit-Report-Step-22.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-22.jpg","bigUrl":"\/images\/thumb\/6\/6e\/Dispute-Your-Experian-Credit-Report-Step-22.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-22.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/71\/Dispute-Your-Experian-Credit-Report-Step-25.jpg\/v4-460px-Dispute-Your-Experian-Credit-Report-Step-25.jpg","bigUrl":"\/images\/thumb\/7\/71\/Dispute-Your-Experian-Credit-Report-Step-25.jpg\/aid6522824-v4-728px-Dispute-Your-Experian-Credit-Report-Step-25.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"

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\n<\/p><\/div>"}, How to Dispute Your Experian Credit Report, http://files.consumerfinance.gov/f/201501_cfpb_list-consumer-reporting-agencies.pdf, http://www.experian.com/disputes/how-to-dispute.html, http://www.consumer.ftc.gov/articles/0384-sample-letter-disputing-errors-your-credit-report, http://www.consumer.ftc.gov/articles/0485-sample-letter-disputing-errors-your-credit-report-information-providers, http://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports, http://www.consumerfinance.gov/complaint/, http://www.consumerfinance.gov/askcfpb/1693/what-should-i-do-if-i-see-same-reporting-error-more-one-credit-reporting-companys-credit-report.html, consider supporting our work with a contribution to wikiHow.


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