VAT number: 259751759. You have a chance of being approved for credit, but are likely to be charged a high interest rate and have a low limit. If you are Delivering the data required to help lenders make responsible, more informed decisions. How to improve your TransUnion credit score, How to apply for a TransUnion statutory credit report, Read about how different factors can affect your score.
Pay your bills on time and try to make as big of a payment as your financial situation allows to clear the debt faster. may also receive compensation if you click on certain links posted on Lenders can be wary if you move home frequently. We may also receive compensation if you click on certain links posted on our site. Are you a consumer looking for information about your personal credit report? A low credit utilisation ratio is preferable and shows that you’re not using most of your available credit. Effectively onboard more consumers and cultivate valuable, long-lasting relationships. If you would like to receive that information, please let us know using the following options: For Sales enquiries please call (+44) 0113 868 2600, Alternatively, for all other enquiries please call us on (+44) 0113 388 4300. TransUnion International UK Limited is a credit broker and not a lender. TransUnion has received generally mixed reviews from customers according to review platform Trustpilot (updated on 19 August, 2020). Check your credit report for errors. unsure you should get independent advice before you apply for any Accurately locate debtors and reduce operational costs with our effective tracing products. Extend tools, offers and opportunities that help people understand and manage their financial old credit cards) as these could impact negatively on the lender’s decision-making process. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. However, it does not contain your TransUnion credit rating or credit score. Always consider your own circumstances when you compare products so you get what's right for you. Attract customers, build loyalty and expand your business through enhanced engagement strategies. Our data solutions deliver a comprehensive view of consumers, enabling better-informed credit decisions. Attract customers, build loyalty and expand your business through enhanced engagement strategies.
A number of factors detailed on your credit report make up your credit score, which ultimately places you in a rating group ranging from very poor to excellent. It’s important to know that although all lenders use your credit score when going through the approval process, they also have their own qualifying criteria as well. So if you have a balance of £500 and a credit limit of £1,000, your credit utilisation ratio is 50%. We may receive compensation from our partners for placement of their products or services. our site. TransUnion International UK Limited is a credit broker and not a lender. Registered in England and Wales with company number 04968328.
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